ATU Provides Guaranteed Financing and Student Bailout

Memo to ATU Operations Staff from the CEO

From: Dr. Bill Bell – CEO

Attention: Operations Staff

Reference: Special Program – Student Bailout

As you know, there have been a myriad of Government Bailouts that now total in excess of a TRILLION dollars.

The latest Citigroup bailout has pushed me over the edge. At the same time that they are receiving $300 BILLION dollars in a Bailout they have Stopped Lending, announced firing of an additional 35,000 employees, are giving each other bonuses and raised their fees on account holders, ATM fees and Interest rates on their clients, which just happen to be the same people that just gave them $300 Billion dollars.

This madness has to stop!

Our students and potential students have to be provided a way to ACT now so that they are prepared and given the best chance to survive and succeed with their future plans.

With the markets the way they are, credit becoming scarcer, and the competition for jobs increasing daily, it is IMPERATIVE that we use our resources to help as many students as possible get enrolled and improve their chance for success.

There is just No Time to wait!

Help has to be given Right Now and it has to begin with US!

I need every one of you thinking this way –

“If not US - WHO?”

And

“ If not NOW - WHEN?”

We can NOT sit by and watch what is already a very bad situation become worse without using any and all resources available to try and help those that are willing to act and help themselves.

It is, and has always been, the core mission of ATU to provide opportunity, options and full support for those with the vision, the will and heart to pursue their own, personally designed and unique version of the American Dream.

We have always taken a partnership role and made a commitment to our students that No other school has even attempted and TODAY we have to commit ourselves to working even harder, smarter and being even better prepared for the sake of our students.

The coming year is going to be very challenging for those that have not prepared BEFORE they are confronted with the full impact of a bad situation.

Because of the Global credit crisis we have already seen that financial aid money has all but disappeared and the job market is shrinking at an alarming rate. At the same time prices are going up for everything and the forecast is foreseeable near future (Next 5-8 years).

We have to take action while it was still possible to do so for the benefit of our potential students.

I have negotiated an unheard of financing package for students that will give them those options both short and long term.

As you can imagine this was no easy task in today’s credit market.

We have also negotiated to lock in current pricing of $300 per class for 1,000 students IF the student is on the roster by December 31st, 2008.

I know that the time frame is short and the Holidays are coming quickly, you have worked hard all year but I am asking that you dig deep into your reserves and get this out to as many people as you can, as quickly as you can.

This might be our best chance to make a difference in students in lives in the near future.

There will be many people that just are not ready or do not see the urgency of the times, don’t be disheartened. Some will not act in their own best self interest and some will wait. We will still be here with classes and courses for them – we just will not be able to offer this special program.

We are here to help the ones that understand that, now more than any time in the history of this country, the person that has prepared and has options is the one that will survive and succeed in these trying times.

I have outlined the details of the finance package and the prices and the price lock.

We have limited time and limited spaces that we can lock in for the pricing so we have hand picked a “Special program” team just for this Bailout.

Help as many as you can while we can!

I will leave you with this from Mr. Partlow – the COO:

Today is our day.

It is the day that we have prepared for all of our lives.

A time and chance for US to fulfill our promise and Live Big!

An opportunity to use all of our strength, energy and compassion to reach out to those who need our help.

To change, for the better, the lives of so many and bring about positive lasting impact on our students, their families and loved ones.

Please don’t discount the importance of this mission.

Our actions over the next few weeks can have far reaching effects on the lives of so many.

The education, opportunity and support that you are bringing to our students can be the difference between mere survival or unrivaled success, stress and starvation or strength and serenity, a future filled with regret or boundless possibilities.

Go out and Fight the good fight.

Use today to make a difference in somebody else’s life.

Sincerely,

Dr. Bill Bell

Chief Executive Officer

Aviation Training Unlimited, Inc / Atuschool.com

1-800-977-0508 Ext: 200

CONTACT THE STUDENT BAILOUT TEAM

Special Program Financing Outline

Here is what we have done on financing and what it means to the students that can act to guarantee their financing and 2008 prices.

From now until December 30th, 2008 / Midnight CST –

Our Students can pay only the enrollment, the loan setup, administrative and processing fees of $500.00 ($800.00 for Aviation Learning Plans) and Guarantee / Lock in their financing for 2009 and for the next 5 years.

• We have to have their $500.00($800.00 for Aviation Learning Plans) in funds and loan setup in the system by Midnight on the 30th of December.

• They do not have to choose which classes but they do have to choose the dollar amount of the financing they will be using by either a Package of Classes or Specific Learning Plan.

• If they originally select a non-aviation learning plan and then change to an Aviation learning plan the $300 fee plus a $100 setup fee will be required.

• Because of our student’s success we were able to negotiate financing regardless of their past credit. No Credit - Good Credit - Bad Credit - Their Student Financing is Guaranteed if they are in the system by December 31th, 2008!

• Their payments can begin as far as 6 months out / or when they anticipate starting classes whichever is first.

• However - They can not start classes sooner than the date given to start the monthly payments.

• This will report on their credit report – so it is a great way to build credit / rebuild credit.

• Once they are setup for that specific amount in the system they can use it later to take more classes. The financing is guaranteed up to the initial amount.

• All non aviation classes and future courses are locked in at current $300.00 per course prices.

• All Aviation Packages are locked in at 2008 Prices for students’ setup in the system.

Example #1:

Student A is setup in the system by December 30th for $2500 learning plan. They decide later (anytime within the next 5 years) they want to take more classes and increase their value to the marketplace.

They have been current on their payments. They used their tax return to pay off the balance.

They only have to pay a reduced administrative, enrollment, setup and processing fee of $250 and their financing is guaranteed at the Current Interest Rate or Future Interest Rate whichever is better up to the amount of the original financing.

Example #2:

Student B is setup in the system for the financing for the Standard Aviation program for $4500.00

They take the courses and later decide (anytime within the next 5 years) to take the course in Entrepreneurship at $2,000.

They have been current on their payments and their new balance on their loan is $600.

They can simply pay the reduced administrative, setup and processing fee of $250 and their financing is guaranteed at the Current Interest Rate or Future Interest Rate whichever is better.

1-800-977-0508 Ext: 200

CONTACT THE STUDENT BAILOUT TEAM

Current Pricing Lock – Pre-paid Tuition

Students can lock in their position / or a position for a family member and get today’s pricing $300 per course (for the next 5 years) by putting a $1000.00 deposit into their school account.

• This allows the student to have the security that they have classes and pricing locked in at today’s rate and they can start their classes anytime over the next 5 years.

• This deposit is transferable – so they can buy it for a friend, family member for that person use at any time in the next 5 years.

• We wanted to make sure that our students have every option no matter what or when they want to increase their education or value to the marketplace.

• The price lock in is a Great option for parents who want to give their children the gift of Education and options for their future. It’s less expensive than a Wii - XBOX - Playstation and the video games to go with it.

• ALL of the money deposited is held on account and 100% of the deposit is applied to the students class cost.

• The student does NOT have to prepay for all courses they want to take – they simply have to pre-pay $1,000 and we will honor current pricing on courses for the next 5 years.

• So many things are changing so fast, almost daily, we are NOT sure of what (if any) financing will be available over the course of the next 5 years.

Please be sure that the student understands that the “Pre-paid” tuition Lock in DOES NOT lock in or guarantee any financing.

Just in the past 60 Days we have seen the financing market all but disappear and even through our direct sources the cost of financing (interest rates and fees) are climbing dramatically.

If the student believes that they are going to need financing –

PLEASE HELP THEM BY ADVISING THEM OF THE FINANCING LOCK OPTION.

We DO NOT want any Student Left Behind without options!

1-800-977-0508 Ext: 200

CONTACT THE STUDENT BAILOUT TEAM